A concern for many people when shopping for insurance is that their health insurance won’t cover their medications. If their plan does not cover everything, they have the option of purchasing a different prescription drug plan during the Annual Enrollment Period. With these plans, you’ll pay a co-pay or co-insurance along with an annual premium unless your drug plan is included with your Medicare Advantage plan. If you’re enrolled in a Medicare Advantage plan, then you will not have a prescription drug premium. If you are interested in one of these plans, we will help you make the right decision within the appropriate time frame to ensure you get the coverage you need and to avoid a late enrollment penalty from the Center for Medicare Services.
To learn more about Prescription Drug Plans, call MHS Insurance Advisors at 803.457.3873.